HandyCredit Entrepreneur's Personal Loan
Overview
The Plantersbank HandyCredit — Entrepreneur’s Personal Loan is an unsecured, personal loan for sole proprietors or self-employed individuals.
It’s the personal loan you’d love to lay your hands on!
- Instant cash loan worth P100,000 to P500,000
- Flexible installment plan choice of 12, 18, 24, 30 or 36 months
- Fast application processing time
- No collateral needed!
Estimate your loan amortization
Sample monthly amortization for HandyCredit Loan
(e.g. 100000 or 500000)
| Loan Amount | 12 mos. | 18 mos. | 24 mos. | 30 mos. | 36 mos. |
|---|---|---|---|---|---|
| 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Application Requirements
- Sole proprietors or self-employed individuals
- At least 30 years old but not more than 65 years old
- A business operating profitably for the past 3 years
- Has a total gross monthly sales of P50,000
- Credit card holder for at least one (1) year with good credit standing and with single or combined credit limit of at least P50,000.
Documentary Requirements
- Fully accomplished and signed loan application form
- Audited Financial Statement for the last 3 years
- Latest Income Tax Return (ITR)
- DTI Certificate of Registration, if applicable
- Mayor’s or Business Permit
- Bank Statements for the last 6 months
- Latest proof of billing (with residence address)
- Photocopy of any 2 valid government issued IDs and 3 specimen signatures
- Photocopy of Credit Card/s (front of card only)
- Credit card Billing statement for the past 3 months
- Authorization to verify deposit and loan (Bank Form)
- Additional documentary requirements may be requested upon application
Back to overview, see our rates, check the requirements or Apply Now.
Need more information?
Call (02) 884-7600 local 5220. You can also email
gplaluan@plnatersbank.com.ph / rnboado@plantersbank.com.ph or
visit any Plantersbank branch nearest you.