HandyCredit Personal Loan
The Plantersbank HandyCredit is an unsecured, personal loan for fixed salaried individuals employed in Plantersbank’s SME clients or in the top 12,000 corporations in the country.
It’s fast cash for your quick needs!
- Instant cash loan worth P30,000 to P1,000,000
- Flexible installment plan choice of 12, 18, 24, 30 or 36 months
- Fast application processing time
- No collateral needed!
Estimate your loan amortization
Sample monthly amortization for HandyCredit Loan
(e.g. 30000 or 500000)
|Loan Amount||12 mos.||18 mos.||24 mos.||30 mos.||36 mos.|
Rates are based on the Top 12k corporations, given rates may change without prior notice.
- Fixed-salaried individual working in the Philippines’ Top 12,000 Corporation
- At least 23 years old but not more than 65 years old upon loan maturity
- A permanent employee with a length of service in current employer of at least 1 year (if less than 1 year, then total continuous work experience should be at least 2 years)
- Has a gross monthly income of P30,000 for Metro Manila and P20,000 for Provincial Areas
- Not due for retirement within the term of the loan
- Must be a credit card holder with a P50,000 credit limit if not employed in the Top 12,000 Corporations.
- Fully accomplished and signed loan application form
- Photocopy of latest monthly payslip
- Photocopy of latest Income Tax Return (ITR) – Form 2316
- Photocopy of 2 valid ID government IDs and 3 specimen signatures
- Proof of residence
Additional documentary requirements may be requested upon application