Deposits

Regular Savings Account

• Only P3,000 to open and maintain a personal and corporate account
• Earns 0.5% interest p.a. for a minimum daily balance of P5,000
• With your passbook, you’ll always know your money’s there when you need it

Regular Checking Account

• Only P5,000 to open and maintain a personal account; P10,000 for a corporate account
• Allows withdrawal through issuance of checks
• Also available as an ATM account

Plantersbank B CLUB Checking Account

• An interest-bearing checking account with add-on benefits
• Minimum deposit and maintaining balance of only P10,000 for a personal account; P20,000 for a current account
• FREE private B Club Email account
• FREE subscription to SME Bizlink weekly e-newsletter
• Access to Cash Management Services
• Includes ATM card facility and passbook

Super Money Express ATM Account

• Allows withdrawals, deposits or inquiries about your savings or checking account, day or night, through Plantersbank ATMs or Bancnet Megalink member banks
• Only P3,000 to open and maintain a savings account; P5,000 for a checking account
• Savings account earns 0.5% interest p.a. for a minimum daily balance of P5,000

SME Teen Club

The SME Teen Club is an interest bearing savings account for children 13 to 19 years of age

• Minimum initial deposit & maintaining balance is P1,000
• Balance to earn interest is P2,000
• With an interest rate of 0.5% per annum
• May come with a passbook or an ATM card
• With a scheduled fund transfer option from a designated source ammount

Premium Time Deposit

• Fixed term deposits with placements for 30, 60 and 90 days
• Only P5,000 minimum deposit requirement
• High fixed interest rates* depending on the amount and placement terms
• Deposit can be used as loan collateral

Premium Time Deposit Plus

• A one-year term deposit with a minimum placement of P50,000
• Competitive interest rate of 4.00% per annum gross (subject to 20% withholding tax)
• Monthly crediting of interest to your designated current or savings account
• Up to 80% of deposit eligible as loan collateral
• Principal withdrawable anytime (subject to pre-termination rules)

Plantersbank Premium Three

Instant interest for the big buys that count.

• A three-year term deposit with a minimum placement of P50,000
• Competitive interest rate of 4.125% per annum gross (subject to 20% withholding tax)
• First year interest is credited on the same day of deposit and interest for the succeeding years is credited every anniversary date
• Up to 80% of deposit eligible as loan collateral
• Principal withdrawable anytime (subject to pre-termination rules)

Plantersbank Premium Five

Ensure your future overtime.

• A five-year term deposit with a minimum placement of P50,000
• Competitive interest rate of 4.625% per annum, tax-free
• Interest is automatically credited monthly to your designated current or savings account
• Up to 80% of deposit eligible as loan collateral
• Free insurance up to P1 million*
• Principal withdrawable anytime (subject to pre-termination rules)

* For depositors 18-65 years old only. For joint accounts, only one depositor is insured.

Top Dollar Time Deposit

• Earn 1.750% high interest in 1 year with US $30,000 and above deposit, plus FREE Personal Accident Insurance worth P2 million
• Earn 1.625% high interest in 1 year with US $10,000 – $29,999 deposit, plus FREE Personal Accident Insurance worth P1 million
• Earn 1.250% high interest in 1 year with US $1,000 to $9,999 deposit, plus FREE Personal Accident Insurance worth P 500 thousand
• Interest earnings credited monthly to your USD Savings Account
• Borrow up to 80% of your deposit in peso equivalent

USD Savings Account

• US dollar denominated savings account that earns interest
• Only US$200 to open and maintain a personal or corporate account
• Earns 0.25% interest p.a. for a minimum daily balance of US$500